Call reports 2019
PIBANK, NATIONAL ASSOCIATION — 2019
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 367,780,000 | 378,532,000 | 376,153,000 | 362,311,000 |
| Total loans | 289,280,000 | 292,373,000 | 304,262,000 | 306,917,000 |
| Allowance for loan losses | 4,866,000 | 5,200,000 | 5,199,000 | 5,261,000 |
| Securities available for sale | 61,369,000 | 62,734,000 | 52,671,000 | 46,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,738,000 | 299,111,000 | 296,251,000 | 290,315,000 |
| Interest-bearing deposits | 227,941,000 | 236,164,000 | 230,150,000 | 233,632,000 |
| Noninterest-bearing deposits | 60,797,000 | 62,947,000 | 66,101,000 | 56,683,000 |
| Equity capital | 37,183,000 | 37,170,000 | 37,336,000 | 37,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,963,000 | 8,112,000 | 12,288,000 | 16,627,000 |
| Interest expense | 1,365,000 | 2,848,000 | 4,332,000 | 5,753,000 |
| Net interest income | 2,598,000 | 5,264,000 | 7,956,000 | 10,874,000 |
| Noninterest income | 288,000 | 546,000 | 895,000 | 1,185,000 |
| Noninterest expense | 3,013,000 | 6,019,000 | 9,034,000 | 12,027,000 |
| Provision for loan losses | -50,000 | 295,000 | 295,000 | 355,000 |
| Pretax income | -75,000 | -501,000 | -390,000 | -191,000 |
| Income tax | 0 | 0 | 0 | -376,000 |
| Net income | -75,000 | -501,000 | -390,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,568,000 | 38,142,000 | 38,253,000 | 38,310,000 |
| Total capital | 41,868,000 | 41,551,000 | 41,771,000 | 41,822,000 |
| Risk-weighted assets | 262,276,000 | 270,799,000 | 279,576,000 | 278,953,000 |