Call reports 2016
PIBANK, NATIONAL ASSOCIATION — 2016
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 342,438,000 | 343,028,000 | 348,610,000 | 356,329,000 |
| Total loans | 253,323,000 | 278,992,000 | 285,528,000 | 289,265,000 |
| Allowance for loan losses | 4,438,000 | 4,488,000 | 4,626,000 | 4,816,000 |
| Securities available for sale | 67,801,000 | 54,039,000 | 53,256,000 | 60,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,387,000 | 269,015,000 | 275,719,000 | 280,571,000 |
| Interest-bearing deposits | 190,075,000 | 188,374,000 | 193,472,000 | 198,584,000 |
| Noninterest-bearing deposits | 75,312,000 | 80,641,000 | 82,247,000 | 81,987,000 |
| Equity capital | 35,449,000 | 36,489,000 | 36,774,000 | 35,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,389,000 | 6,994,000 | 10,639,000 | 14,383,000 |
| Interest expense | 524,000 | 1,038,000 | 1,586,000 | 2,153,000 |
| Net interest income | 2,865,000 | 5,956,000 | 9,053,000 | 12,230,000 |
| Noninterest income | 312,000 | 641,000 | 1,009,000 | 1,214,000 |
| Noninterest expense | 2,902,000 | 5,771,000 | 8,608,000 | 11,657,000 |
| Provision for loan losses | 0 | 44,000 | 225,000 | 310,000 |
| Pretax income | 378,000 | 967,000 | 1,610,000 | 1,858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 967,000 | 1,610,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,261,000 | 35,850,000 | 36,493,000 | 36,741,000 |
| Total capital | 38,270,000 | 39,110,000 | 39,837,000 | 40,164,000 |
| Risk-weighted assets | 239,133,000 | 259,464,000 | 266,139,000 | 272,320,000 |