Call reports 2015
PIBANK, NATIONAL ASSOCIATION — 2015
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 318,627,000 | 331,575,000 | 348,359,000 | 346,683,000 |
| Total loans | 225,958,000 | 223,670,000 | 235,770,000 | 242,413,000 |
| Allowance for loan losses | 4,504,000 | 4,336,000 | 4,561,000 | 4,420,000 |
| Securities available for sale | 74,714,000 | 96,260,000 | 86,414,000 | 87,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,770,000 | 254,998,000 | 269,755,000 | 266,658,000 |
| Interest-bearing deposits | 181,121,000 | 195,247,000 | 195,521,000 | 187,014,000 |
| Noninterest-bearing deposits | 52,649,000 | 59,751,000 | 74,234,000 | 79,644,000 |
| Equity capital | 30,316,000 | 29,713,000 | 32,641,000 | 33,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,227,000 | 6,276,000 | 10,161,000 | 13,495,000 |
| Interest expense | 525,000 | 1,042,000 | 1,593,000 | 2,137,000 |
| Net interest income | 2,702,000 | 5,234,000 | 8,568,000 | 11,358,000 |
| Noninterest income | 391,000 | 794,000 | 1,082,000 | 3,533,000 |
| Noninterest expense | 2,820,000 | 5,714,000 | 8,659,000 | 11,916,000 |
| Provision for loan losses | 220,000 | 0 | -1,500,000 | -1,561,000 |
| Pretax income | 145,000 | 442,000 | 2,659,000 | 4,463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 442,000 | 2,659,000 | 4,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,333,000 | 30,624,000 | 32,835,000 | 34,882,000 |
| Total capital | 33,064,000 | 33,467,000 | 35,785,000 | 37,811,000 |
| Risk-weighted assets | 216,624,000 | 225,829,000 | 234,267,000 | 232,696,000 |