Call reports 2012
PIBANK, NATIONAL ASSOCIATION — 2012
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 281,684,000 | 284,887,000 | 291,517,000 | 297,802,000 |
| Total loans | 196,017,000 | 201,537,000 | 203,619,000 | 205,738,000 |
| Allowance for loan losses | 4,167,000 | 4,227,000 | 4,190,000 | 6,711,000 |
| Securities available for sale | 74,732,000 | 65,502,000 | 66,137,000 | 84,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,823,000 | 212,784,000 | 213,600,000 | 217,823,000 |
| Interest-bearing deposits | 166,236,000 | 162,263,000 | 161,261,000 | 169,737,000 |
| Noninterest-bearing deposits | 46,587,000 | 50,521,000 | 52,339,000 | 48,086,000 |
| Equity capital | 24,711,000 | 26,077,000 | 26,174,000 | 25,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,855,000 | 5,917,000 | 9,038,000 | 12,228,000 |
| Interest expense | 703,000 | 1,343,000 | 1,893,000 | 2,418,000 |
| Net interest income | 2,152,000 | 4,574,000 | 7,145,000 | 9,810,000 |
| Noninterest income | 282,000 | -160,000 | 184,000 | 105,000 |
| Noninterest expense | 2,989,000 | 5,719,000 | 8,774,000 | 12,258,000 |
| Provision for loan losses | 0 | 655,000 | 655,000 | 3,337,000 |
| Pretax income | -348,000 | -1,338,000 | -1,312,000 | -4,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -348,000 | -1,338,000 | -1,312,000 | -4,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,379,000 | 25,882,000 | 25,905,000 | 25,452,000 |
| Total capital | 26,462,000 | 28,170,000 | 28,159,000 | 27,802,000 |
| Risk-weighted assets | 164,307,000 | 180,963,000 | 178,293,000 | 183,473,000 |