Call reports 2007
PIBANK, NATIONAL ASSOCIATION — 2007
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 387,866,000 | 363,689,000 | 358,610,000 | 357,727,000 |
| Total loans | 252,155,000 | 244,860,000 | 240,050,000 | 244,889,000 |
| Allowance for loan losses | 3,864,000 | 2,993,000 | 2,981,000 | 2,807,000 |
| Securities available for sale | 89,147,000 | 93,977,000 | 96,478,000 | 89,886,000 |
| Securities held to maturity | 491,000 | 497,000 | 491,000 | 498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,132,000 | 282,709,000 | 269,909,000 | 255,743,000 |
| Interest-bearing deposits | 266,926,000 | 242,719,000 | 231,209,000 | 216,981,000 |
| Noninterest-bearing deposits | 61,206,000 | 39,990,000 | 38,700,000 | 38,762,000 |
| Equity capital | 36,685,000 | 36,591,000 | 37,068,000 | 37,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,076,000 | 11,982,000 | 17,810,000 | 23,637,000 |
| Interest expense | 3,218,000 | 6,342,000 | 9,409,000 | 12,378,000 |
| Net interest income | 2,858,000 | 5,640,000 | 8,401,000 | 11,259,000 |
| Noninterest income | 682,000 | 1,428,000 | 1,999,000 | 2,588,000 |
| Noninterest expense | 3,376,000 | 6,856,000 | 10,162,000 | 13,714,000 |
| Provision for loan losses | 54,000 | -411,000 | -411,000 | -572,000 |
| Pretax income | 131,000 | 647,000 | 673,000 | 729,000 |
| Income tax | 49,000 | 239,000 | 235,000 | 243,000 |
| Net income | 82,000 | 408,000 | 438,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,726,000 | 36,991,000 | 37,035,000 | 37,168,000 |
| Total capital | 39,498,000 | 39,729,000 | 39,713,000 | 39,922,000 |
| Risk-weighted assets | 220,633,000 | 218,595,000 | 213,752,000 | 219,868,000 |