Call reports 2004
PIBANK, NATIONAL ASSOCIATION — 2004
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 358,466,000 | 377,743,000 | 405,892,000 | 412,423,000 |
| Total loans | 277,796,000 | 304,675,000 | 323,013,000 | 337,959,000 |
| Allowance for loan losses | 2,886,000 | 3,033,000 | 3,114,000 | 3,022,000 |
| Securities available for sale | 33,663,000 | 34,879,000 | 32,035,000 | 34,519,000 |
| Securities held to maturity | 501,000 | 500,000 | 3,492,000 | 3,497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,000,000 | 308,010,000 | 328,816,000 | 343,719,000 |
| Interest-bearing deposits | 249,370,000 | 268,589,000 | 285,497,000 | 304,634,000 |
| Noninterest-bearing deposits | 36,630,000 | 39,421,000 | 43,319,000 | 39,085,000 |
| Equity capital | 26,118,000 | 26,251,000 | 27,303,000 | 27,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,490,000 | 9,251,000 | 14,426,000 | 19,928,000 |
| Interest expense | 1,808,000 | 3,683,000 | 5,733,000 | 7,987,000 |
| Net interest income | 2,682,000 | 5,568,000 | 8,693,000 | 11,941,000 |
| Noninterest income | 700,000 | 1,493,000 | 2,296,000 | 3,236,000 |
| Noninterest expense | 2,255,000 | 4,758,000 | 7,234,000 | 9,912,000 |
| Provision for loan losses | 60,000 | 240,000 | 461,000 | 701,000 |
| Pretax income | 1,048,000 | 2,044,000 | 3,207,000 | 4,419,000 |
| Income tax | 390,000 | 762,000 | 1,196,000 | 1,666,000 |
| Net income | 658,000 | 1,282,000 | 2,011,000 | 2,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,001,000 | 26,571,000 | 27,360,000 | 28,118,000 |
| Total capital | 28,792,000 | 29,530,000 | 30,640,000 | 31,440,000 |
| Risk-weighted assets | 222,742,000 | 236,243,000 | 262,138,000 | 275,377,000 |