Call reports 2003
PIBANK, NATIONAL ASSOCIATION — 2003
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 318,765,000 | 315,868,000 | 336,795,000 | 339,864,000 |
| Total loans | 237,595,000 | 235,390,000 | 248,639,000 | 265,510,000 |
| Allowance for loan losses | 3,614,000 | 2,655,000 | 2,939,000 | 2,844,000 |
| Securities available for sale | 46,655,000 | 38,790,000 | 42,261,000 | 36,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 501,000 |
| Trading assets | 0 | 2,995,000 | 0 | 0 |
| Total deposits | 261,280,000 | 257,982,000 | 273,328,000 | 270,897,000 |
| Interest-bearing deposits | 233,665,000 | 224,827,000 | 234,694,000 | 235,947,000 |
| Noninterest-bearing deposits | 27,615,000 | 33,155,000 | 38,634,000 | 34,950,000 |
| Equity capital | 24,348,000 | 24,024,000 | 24,617,000 | 25,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,424,000 | 8,708,000 | 13,019,000 | 17,658,000 |
| Interest expense | 2,075,000 | 3,997,000 | 5,776,000 | 7,584,000 |
| Net interest income | 2,349,000 | 4,711,000 | 7,243,000 | 10,074,000 |
| Noninterest income | 577,000 | 1,277,000 | 2,001,000 | 2,803,000 |
| Noninterest expense | 2,018,000 | 4,068,000 | 6,156,000 | 8,389,000 |
| Provision for loan losses | 200,000 | 1,990,000 | 2,090,000 | 2,211,000 |
| Pretax income | 823,000 | 83,000 | 1,104,000 | 2,336,000 |
| Income tax | 307,000 | 31,000 | 412,000 | 907,000 |
| Net income | 516,000 | 52,000 | 692,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,511,000 | 24,028,000 | 24,548,000 | 25,277,000 |
| Total capital | 27,198,000 | 26,494,000 | 27,166,000 | 27,940,000 |
| Risk-weighted assets | 214,069,000 | 202,001,000 | 209,115,000 | 212,422,000 |