Call reports 2002
PIBANK, NATIONAL ASSOCIATION — 2002
What PIBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 286,813,000 | 306,411,000 | 300,765,000 | 314,038,000 |
| Total loans | 207,581,000 | 215,927,000 | 227,762,000 | 239,876,000 |
| Allowance for loan losses | 2,870,000 | 2,002,000 | 3,077,000 | 3,292,000 |
| Securities available for sale | 42,395,000 | 37,169,000 | 40,100,000 | 37,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,577,000 | 251,014,000 | 238,181,000 | 249,915,000 |
| Interest-bearing deposits | 213,407,000 | 226,460,000 | 214,978,000 | 226,327,000 |
| Noninterest-bearing deposits | 22,170,000 | 24,554,000 | 23,203,000 | 23,588,000 |
| Equity capital | 23,940,000 | 23,960,000 | 24,167,000 | 24,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,509,000 | 9,088,000 | 13,661,000 | 18,199,000 |
| Interest expense | 2,339,000 | 4,646,000 | 6,928,000 | 9,067,000 |
| Net interest income | 2,170,000 | 4,442,000 | 6,733,000 | 9,132,000 |
| Noninterest income | 427,000 | 925,000 | 1,480,000 | 2,124,000 |
| Noninterest expense | 1,640,000 | 5,103,000 | 5,565,000 | 7,499,000 |
| Provision for loan losses | 165,000 | -703,000 | 1,624,000 | 3,128,000 |
| Pretax income | 792,000 | 967,000 | 1,018,000 | 632,000 |
| Income tax | 305,000 | 372,000 | 392,000 | 243,000 |
| Net income | 487,000 | 595,000 | 626,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,085,000 | 24,201,000 | 24,232,000 | 23,997,000 |
| Total capital | 26,394,000 | 26,203,000 | 26,674,000 | 26,561,000 |
| Risk-weighted assets | 184,181,000 | 193,255,000 | 194,141,000 | 204,406,000 |