Call reports 2018
CASS COUNTY BANK, INC — 2018
What CASS COUNTY BANK, INC reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 70,081,000 | 70,154,000 | 69,615,000 | 68,769,000 |
| Total loans | 54,672,000 | 53,316,000 | 51,869,000 | 51,246,000 |
| Allowance for loan losses | 1,103,000 | 1,105,000 | 976,000 | 977,000 |
| Securities available for sale | 4,263,000 | 4,206,000 | 4,018,000 | 3,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,689,000 | 62,690,000 | 62,022,000 | 61,061,000 |
| Interest-bearing deposits | 53,482,000 | 52,959,000 | 50,736,000 | 52,119,000 |
| Noninterest-bearing deposits | 9,207,000 | 9,731,000 | 11,285,000 | 8,942,000 |
| Equity capital | 7,249,000 | 7,290,000 | 7,399,000 | 7,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,599,000 | 2,359,000 | 3,139,000 |
| Interest expense | 105,000 | 214,000 | 321,000 | 445,000 |
| Net interest income | 653,000 | 1,385,000 | 2,038,000 | 2,694,000 |
| Noninterest income | 56,000 | 100,000 | 139,000 | 187,000 |
| Noninterest expense | 598,000 | 1,182,000 | 1,743,000 | 2,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 303,000 | 434,000 | 584,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 23,000 |
| Net income | 105,000 | 292,000 | 417,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,753,000 | 6,812,000 | 6,959,000 | 7,126,000 |
| Total capital | 7,447,000 | 7,499,000 | 7,626,000 | 7,785,000 |
| Risk-weighted assets | 55,132,000 | 54,544,000 | 53,061,000 | 52,364,000 |