Call reports 2017
CASS COUNTY BANK, INC — 2017
What CASS COUNTY BANK, INC reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,891,000 | 69,558,000 | 70,704,000 | 70,080,000 |
| Total loans | 56,041,000 | 58,915,000 | 57,319,000 | 54,756,000 |
| Allowance for loan losses | 824,000 | 1,048,000 | 1,091,000 | 1,088,000 |
| Securities available for sale | 3,161,000 | 3,080,000 | 4,406,000 | 4,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,112,000 | 59,238,000 | 63,424,000 | 62,770,000 |
| Interest-bearing deposits | 48,123,000 | 49,911,000 | 53,299,000 | 53,446,000 |
| Noninterest-bearing deposits | 8,989,000 | 9,327,000 | 10,125,000 | 9,324,000 |
| Equity capital | 7,641,000 | 7,158,000 | 7,104,000 | 7,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,566,000 | 2,370,000 | 3,203,000 |
| Interest expense | 74,000 | 156,000 | 265,000 | 373,000 |
| Net interest income | 719,000 | 1,410,000 | 2,105,000 | 2,830,000 |
| Noninterest income | 53,000 | 128,000 | 184,000 | 197,000 |
| Noninterest expense | 602,000 | 1,171,000 | 1,802,000 | 2,457,000 |
| Provision for loan losses | 60,000 | 620,000 | 660,000 | 660,000 |
| Pretax income | 110,000 | -253,000 | -173,000 | -90,000 |
| Income tax | 5,000 | 10,000 | 14,000 | 0 |
| Net income | 105,000 | -263,000 | -187,000 | -90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,112,000 | 6,659,000 | 6,623,000 | 6,738,000 |
| Total capital | 7,805,000 | 7,388,000 | 7,324,000 | 7,436,000 |
| Risk-weighted assets | 55,345,000 | 57,967,000 | 55,739,000 | 55,456,000 |