Call reports 2016
CASS COUNTY BANK, INC — 2016
What CASS COUNTY BANK, INC reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,979,000 | 64,722,000 | 66,748,000 | 66,126,000 |
| Total loans | 51,884,000 | 53,441,000 | 55,034,000 | 55,357,000 |
| Allowance for loan losses | 416,000 | 608,000 | 745,000 | 752,000 |
| Securities available for sale | 3,073,000 | 3,630,000 | 3,170,000 | 3,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,474,000 | 53,181,000 | 56,149,000 | 55,499,000 |
| Interest-bearing deposits | 46,637,000 | 44,015,000 | 45,954,000 | 46,407,000 |
| Noninterest-bearing deposits | 8,837,000 | 9,166,000 | 10,195,000 | 9,092,000 |
| Equity capital | 7,380,000 | 7,420,000 | 7,472,000 | 7,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,527,000 | 2,318,000 | 3,114,000 |
| Interest expense | 67,000 | 129,000 | 198,000 | 271,000 |
| Net interest income | 685,000 | 1,398,000 | 2,120,000 | 2,843,000 |
| Noninterest income | 58,000 | 123,000 | 207,000 | 261,000 |
| Noninterest expense | 587,000 | 1,156,000 | 1,752,000 | 2,361,000 |
| Provision for loan losses | 80,000 | 260,000 | 410,000 | 470,000 |
| Pretax income | 76,000 | 105,000 | 165,000 | 273,000 |
| Income tax | 5,000 | 6,000 | 6,000 | 10,000 |
| Net income | 71,000 | 99,000 | 159,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,919,000 | 6,961,000 | 7,035,000 | 7,152,000 |
| Total capital | 7,335,000 | 7,569,000 | 7,717,000 | 7,841,000 |
| Risk-weighted assets | 51,856,000 | 53,087,000 | 54,544,000 | 55,019,000 |