Call reports 2015
CASS COUNTY BANK, INC — 2015
What CASS COUNTY BANK, INC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,091,000 | 66,146,000 | 66,157,000 | 62,227,000 |
| Total loans | 50,905,000 | 53,125,000 | 48,635,000 | 51,779,000 |
| Allowance for loan losses | 183,000 | 229,000 | 287,000 | 330,000 |
| Securities available for sale | 3,372,000 | 3,709,000 | 3,433,000 | 3,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,549,000 | 54,309,000 | 56,496,000 | 54,715,000 |
| Interest-bearing deposits | 46,932,000 | 46,095,000 | 45,815,000 | 46,267,000 |
| Noninterest-bearing deposits | 7,617,000 | 8,214,000 | 10,681,000 | 8,448,000 |
| Equity capital | 7,421,000 | 7,504,000 | 7,515,000 | 7,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,501,000 | 2,292,000 | 3,042,000 |
| Interest expense | 83,000 | 159,000 | 235,000 | 307,000 |
| Net interest income | 650,000 | 1,342,000 | 2,057,000 | 2,735,000 |
| Noninterest income | 48,000 | 110,000 | 163,000 | 210,000 |
| Noninterest expense | 531,000 | 1,042,000 | 1,577,000 | 2,097,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 137,000 | 350,000 | 553,000 | 728,000 |
| Income tax | 5,000 | 11,000 | 18,000 | 26,000 |
| Net income | 132,000 | 339,000 | 535,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,082,000 | 7,188,000 | 7,193,000 | 7,084,000 |
| Total capital | 7,265,000 | 7,417,000 | 7,480,000 | 7,414,000 |
| Risk-weighted assets | 51,602,000 | 51,843,000 | 48,501,000 | 50,595,000 |