Call reports 2014
CASS COUNTY BANK, INC — 2014
What CASS COUNTY BANK, INC reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,753,000 | 56,132,000 | 61,067,000 | 71,648,000 |
| Total loans | 35,987,000 | 42,555,000 | 47,884,000 | 57,521,000 |
| Allowance for loan losses | 20,000 | 55,000 | 96,000 | 140,000 |
| Securities available for sale | 3,145,000 | 3,133,000 | 3,640,000 | 3,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,395,000 | 48,714,000 | 50,489,000 | 53,905,000 |
| Interest-bearing deposits | 42,681,000 | 41,252,000 | 41,058,000 | 47,734,000 |
| Noninterest-bearing deposits | 5,714,000 | 7,462,000 | 9,431,000 | 6,171,000 |
| Equity capital | 7,307,000 | 7,357,000 | 7,474,000 | 7,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 959,000 | 1,626,000 | 2,359,000 |
| Interest expense | 53,000 | 132,000 | 209,000 | 288,000 |
| Net interest income | 321,000 | 827,000 | 1,417,000 | 2,071,000 |
| Noninterest income | 15,000 | 44,000 | 76,000 | 116,000 |
| Noninterest expense | 230,000 | 690,000 | 1,161,000 | 1,713,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 86,000 | 131,000 | 252,000 | 364,000 |
| Income tax | 2,000 | 5,000 | 9,000 | 13,000 |
| Net income | 84,000 | 126,000 | 243,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,644,000 | 6,706,000 | 6,839,000 | 6,495,000 |
| Total capital | 6,664,000 | 6,761,000 | 6,935,000 | 6,635,000 |
| Risk-weighted assets | 36,249,000 | 42,155,000 | 47,126,000 | 57,352,000 |