Call reports 2013
CASS COUNTY BANK, INC — 2013
What CASS COUNTY BANK, INC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,313,000 | 47,935,000 | 50,932,000 | 49,667,000 |
| Total loans | 29,629,000 | 30,547,000 | 30,786,000 | 31,457,000 |
| Allowance for loan losses | 512,000 | 520,000 | 521,000 | 315,000 |
| Securities available for sale | 3,462,000 | 3,413,000 | 3,269,000 | 3,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,222,000 | 41,768,000 | 44,655,000 | 43,345,000 |
| Interest-bearing deposits | 37,065,000 | 36,481,000 | 37,442,000 | 37,769,000 |
| Noninterest-bearing deposits | 5,157,000 | 5,287,000 | 7,214,000 | 5,576,000 |
| Equity capital | 6,041,000 | 6,106,000 | 6,191,000 | 6,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,053,000 | 1,591,000 | 2,125,000 |
| Interest expense | 76,000 | 150,000 | 226,000 | 304,000 |
| Net interest income | 445,000 | 903,000 | 1,365,000 | 1,821,000 |
| Noninterest income | 44,000 | 108,000 | 154,000 | 190,000 |
| Noninterest expense | 398,000 | 845,000 | 1,232,000 | 1,624,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 166,000 | 287,000 | 387,000 |
| Income tax | 20,000 | 48,000 | 91,000 | 140,000 |
| Net income | 71,000 | 118,000 | 196,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,012,000 | 6,100,000 | 6,179,000 | 6,230,000 |
| Total capital | 6,376,000 | 6,470,000 | 6,550,000 | 6,545,000 |
| Risk-weighted assets | 28,960,000 | 29,420,000 | 29,506,000 | 29,300,000 |