Call reports 2012
CASS COUNTY BANK, INC — 2012
What CASS COUNTY BANK, INC reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,163,000 | 50,301,000 | 48,292,000 | 48,841,000 |
| Total loans | 30,828,000 | 31,546,000 | 31,860,000 | 31,143,000 |
| Allowance for loan losses | 482,000 | 480,000 | 482,000 | 508,000 |
| Securities available for sale | 2,752,000 | 2,070,000 | 2,198,000 | 3,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,200,000 | 44,291,000 | 42,210,000 | 42,816,000 |
| Interest-bearing deposits | 38,923,000 | 38,197,000 | 36,062,000 | 36,691,000 |
| Noninterest-bearing deposits | 5,276,000 | 6,094,000 | 6,148,000 | 6,125,000 |
| Equity capital | 5,874,000 | 5,942,000 | 5,999,000 | 5,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,112,000 | 1,676,000 | 2,232,000 |
| Interest expense | 95,000 | 182,000 | 264,000 | 343,000 |
| Net interest income | 471,000 | 930,000 | 1,412,000 | 1,889,000 |
| Noninterest income | 86,000 | 144,000 | 191,000 | 300,000 |
| Noninterest expense | 380,000 | 811,000 | 1,233,000 | 1,660,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 184,000 |
| Pretax income | 169,000 | 255,000 | 362,000 | 345,000 |
| Income tax | 48,000 | 66,000 | 119,000 | 124,000 |
| Net income | 121,000 | 189,000 | 243,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,841,000 | 5,910,000 | 5,964,000 | 5,941,000 |
| Total capital | 6,228,000 | 6,287,000 | 6,340,000 | 6,325,000 |
| Risk-weighted assets | 30,849,000 | 30,081,000 | 29,978,000 | 30,636,000 |