Call reports 2011
CASS COUNTY BANK, INC — 2011
What CASS COUNTY BANK, INC reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,837,000 | 50,494,000 | 50,847,000 | 48,341,000 |
| Total loans | 33,376,000 | 33,085,000 | 33,351,000 | 34,237,000 |
| Allowance for loan losses | 358,000 | 394,000 | 398,000 | 494,000 |
| Securities available for sale | 2,232,000 | 3,828,000 | 3,062,000 | 2,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,063,000 | 44,684,000 | 44,879,000 | 42,537,000 |
| Interest-bearing deposits | 41,937,000 | 41,817,000 | 39,647,000 | 37,836,000 |
| Noninterest-bearing deposits | 3,126,000 | 2,867,000 | 5,232,000 | 4,701,000 |
| Equity capital | 5,675,000 | 5,727,000 | 5,821,000 | 5,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,217,000 | 1,846,000 | 2,462,000 |
| Interest expense | 137,000 | 271,000 | 399,000 | 511,000 |
| Net interest income | 482,000 | 946,000 | 1,447,000 | 1,951,000 |
| Noninterest income | 70,000 | 146,000 | 202,000 | 261,000 |
| Noninterest expense | 444,000 | 927,000 | 1,357,000 | 1,806,000 |
| Provision for loan losses | 0 | 3,000 | 5,000 | 188,000 |
| Pretax income | 108,000 | 162,000 | 287,000 | 218,000 |
| Income tax | 26,000 | 51,000 | 90,000 | 81,000 |
| Net income | 82,000 | 111,000 | 197,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,665,000 | 5,694,000 | 5,780,000 | 5,720,000 |
| Total capital | 6,023,000 | 6,088,000 | 6,178,000 | 6,115,000 |
| Risk-weighted assets | 31,793,000 | 32,719,000 | 32,763,000 | 31,508,000 |