Call reports 2010
CASS COUNTY BANK, INC — 2010
What CASS COUNTY BANK, INC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,464,000 | 49,962,000 | 49,693,000 | 49,622,000 |
| Total loans | 36,059,000 | 35,005,000 | 36,051,000 | 34,380,000 |
| Allowance for loan losses | 453,000 | 443,000 | 368,000 | 378,000 |
| Securities available for sale | 2,628,000 | 3,107,000 | 2,614,000 | 2,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,862,000 | 44,297,000 | 43,959,000 | 43,931,000 |
| Interest-bearing deposits | 40,121,000 | 40,864,000 | 40,761,000 | 40,633,000 |
| Noninterest-bearing deposits | 3,741,000 | 3,433,000 | 3,198,000 | 3,298,000 |
| Equity capital | 5,461,000 | 5,513,000 | 5,575,000 | 5,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,355,000 | 2,036,000 | 2,695,000 |
| Interest expense | 178,000 | 346,000 | 504,000 | 655,000 |
| Net interest income | 503,000 | 1,009,000 | 1,532,000 | 2,040,000 |
| Noninterest income | 56,000 | 114,000 | 182,000 | 291,000 |
| Noninterest expense | 436,000 | 890,000 | 1,386,000 | 1,892,000 |
| Provision for loan losses | 20,000 | 60,000 | 86,000 | 101,000 |
| Pretax income | 103,000 | 173,000 | 242,000 | 338,000 |
| Income tax | 23,000 | 49,000 | 54,000 | 121,000 |
| Net income | 80,000 | 124,000 | 188,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,446,000 | 5,490,000 | 5,554,000 | 5,583,000 |
| Total capital | 5,870,000 | 5,905,000 | 5,922,000 | 5,961,000 |
| Risk-weighted assets | 33,892,000 | 33,194,000 | 33,109,000 | 33,034,000 |