Call reports 2009
CASS COUNTY BANK, INC — 2009
What CASS COUNTY BANK, INC reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,186,000 | 51,721,000 | 50,654,000 | 50,328,000 |
| Total loans | 35,852,000 | 37,614,000 | 35,252,000 | 36,495,000 |
| Allowance for loan losses | 356,000 | 358,000 | 363,000 | 437,000 |
| Securities available for sale | 3,323,000 | 2,867,000 | 3,026,000 | 2,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,591,000 | 46,050,000 | 44,945,000 | 44,813,000 |
| Interest-bearing deposits | 43,273,000 | 42,738,000 | 41,643,000 | 40,955,000 |
| Noninterest-bearing deposits | 3,318,000 | 3,312,000 | 3,303,000 | 3,858,000 |
| Equity capital | 5,310,000 | 5,374,000 | 5,431,000 | 5,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,487,000 | 2,162,000 | 2,874,000 |
| Interest expense | 299,000 | 570,000 | 817,000 | 1,026,000 |
| Net interest income | 444,000 | 917,000 | 1,345,000 | 1,848,000 |
| Noninterest income | 61,000 | 196,000 | 273,000 | 345,000 |
| Noninterest expense | 424,000 | 901,000 | 1,327,000 | 1,818,000 |
| Provision for loan losses | 24,000 | 56,000 | 96,000 | 219,000 |
| Pretax income | 57,000 | 156,000 | 195,000 | 156,000 |
| Income tax | 9,000 | 49,000 | 38,000 | 38,000 |
| Net income | 48,000 | 107,000 | 157,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,296,000 | 5,355,000 | 5,405,000 | 5,366,000 |
| Total capital | 5,652,000 | 5,713,000 | 5,768,000 | 5,803,000 |
| Risk-weighted assets | 34,057,000 | 34,725,000 | 34,126,000 | 35,286,000 |