Call reports 2005
CASS COUNTY BANK, INC — 2005
What CASS COUNTY BANK, INC reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,021,000 | 51,038,000 | 52,664,000 | 51,747,000 |
| Total loans | 30,860,000 | 32,085,000 | 33,548,000 | 33,212,000 |
| Allowance for loan losses | 283,000 | 278,000 | 287,000 | 235,000 |
| Securities available for sale | 7,483,000 | 7,403,000 | 7,254,000 | 7,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,775,000 | 46,721,000 | 48,310,000 | 47,364,000 |
| Interest-bearing deposits | 42,238,000 | 44,226,000 | 45,051,000 | 43,917,000 |
| Noninterest-bearing deposits | 3,537,000 | 2,495,000 | 3,259,000 | 3,447,000 |
| Equity capital | 4,016,000 | 4,091,000 | 4,134,000 | 4,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,370,000 | 2,114,000 | 2,840,000 |
| Interest expense | 219,000 | 465,000 | 758,000 | 1,067,000 |
| Net interest income | 451,000 | 905,000 | 1,356,000 | 1,773,000 |
| Noninterest income | 105,000 | 122,000 | 236,000 | 332,000 |
| Noninterest expense | 418,000 | 815,000 | 1,253,000 | 1,670,000 |
| Provision for loan losses | 12,000 | 32,000 | 44,000 | 58,000 |
| Pretax income | 127,000 | 181,000 | 296,000 | 377,000 |
| Income tax | 30,000 | 59,000 | 94,000 | 139,000 |
| Net income | 97,000 | 122,000 | 202,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,151,000 | 4,177,000 | 4,253,000 | 4,284,000 |
| Total capital | 4,434,000 | 4,455,000 | 4,540,000 | 4,519,000 |
| Risk-weighted assets | 31,115,000 | 31,831,000 | 33,216,000 | 32,680,000 |