Call reports 2002
CASS COUNTY BANK, INC — 2002
What CASS COUNTY BANK, INC reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,056,000 | 37,469,000 | 39,613,000 | 41,363,000 |
| Total loans | 20,740,000 | 21,367,000 | 23,456,000 | 28,207,000 |
| Allowance for loan losses | 200,000 | 212,000 | 225,000 | 205,000 |
| Securities available for sale | 2,637,000 | 6,397,000 | 7,070,000 | 5,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,716,000 | 33,960,000 | 35,936,000 | 37,657,000 |
| Interest-bearing deposits | 29,626,000 | 31,204,000 | 33,290,000 | 34,539,000 |
| Noninterest-bearing deposits | 3,090,000 | 2,756,000 | 2,646,000 | 3,118,000 |
| Equity capital | 3,077,000 | 3,226,000 | 3,364,000 | 3,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,420,000 | 2,152,000 | 2,520,000 |
| Interest expense | 264,000 | 524,000 | 782,000 | 1,031,000 |
| Net interest income | 435,000 | 896,000 | 1,370,000 | 1,489,000 |
| Noninterest income | 46,000 | 101,000 | 159,000 | 649,000 |
| Noninterest expense | 321,000 | 661,000 | 966,000 | 1,448,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 148,000 | 312,000 | 530,000 | 645,000 |
| Income tax | 38,000 | 93,000 | 167,000 | 229,000 |
| Net income | 110,000 | 219,000 | 363,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,052,000 | 3,161,000 | 3,305,000 | 3,358,000 |
| Total capital | 3,252,000 | 3,373,000 | 3,530,000 | 3,563,000 |
| Risk-weighted assets | 20,236,000 | 20,350,000 | 21,716,000 | 23,873,000 |