Call reports 2001
CASS COUNTY BANK, INC — 2001
What CASS COUNTY BANK, INC reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,407,000 | 32,638,000 | 32,852,000 | 35,551,000 |
| Total loans | 21,933,000 | 21,464,000 | 21,745,000 | 24,949,000 |
| Allowance for loan losses | 163,000 | 172,000 | 181,000 | 188,000 |
| Securities available for sale | 3,856,000 | 3,459,000 | 3,376,000 | 2,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,289,000 | 29,444,000 | 29,527,000 | 32,208,000 |
| Interest-bearing deposits | 28,254,000 | 26,195,000 | 26,989,000 | 27,964,000 |
| Noninterest-bearing deposits | 3,035,000 | 3,249,000 | 2,537,000 | 4,244,000 |
| Equity capital | 2,760,000 | 2,843,000 | 2,962,000 | 2,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,450,000 | 2,152,000 | 2,907,000 |
| Interest expense | 350,000 | 690,000 | 1,004,000 | 1,292,000 |
| Net interest income | 366,000 | 760,000 | 1,148,000 | 1,615,000 |
| Noninterest income | 45,000 | 96,000 | 151,000 | 205,000 |
| Noninterest expense | 272,000 | 583,000 | 850,000 | 1,229,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 39,000 |
| Pretax income | 130,000 | 255,000 | 422,000 | 552,000 |
| Income tax | 44,000 | 86,000 | 142,000 | 196,000 |
| Net income | 86,000 | 169,000 | 280,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,707,000 | 2,790,000 | 2,901,000 | 2,942,000 |
| Total capital | 2,870,000 | 2,962,000 | 3,082,000 | 3,130,000 |
| Risk-weighted assets | 20,427,000 | 19,766,000 | 20,325,000 | 21,424,000 |