Call reports 2023
AMERICAN FEDERAL BANK — 2023
What AMERICAN FEDERAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 676,037,000 | 702,218,000 | 739,063,000 | 747,609,000 |
| Total loans | 563,718,000 | 594,117,000 | 626,537,000 | 641,232,000 |
| Allowance for loan losses | 5,543,000 | 5,627,000 | 5,652,000 | 6,300,000 |
| Securities available for sale | 78,932,000 | 73,762,000 | 70,023,000 | 65,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,851,000 | 578,110,000 | 575,860,000 | 607,816,000 |
| Interest-bearing deposits | 463,729,000 | 448,607,000 | 450,253,000 | 466,396,000 |
| Noninterest-bearing deposits | 136,122,000 | 129,503,000 | 125,607,000 | 141,420,000 |
| Equity capital | 60,677,000 | 62,064,000 | 63,454,000 | 59,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,829,000 | 16,189,000 | 25,519,000 | 34,046,000 |
| Interest expense | 1,163,000 | 3,047,000 | 5,900,000 | 9,071,000 |
| Net interest income | 6,666,000 | 13,142,000 | 19,619,000 | 24,975,000 |
| Noninterest income | 1,235,000 | 2,122,000 | 2,857,000 | 3,652,000 |
| Noninterest expense | 5,627,000 | 11,124,000 | 16,565,000 | 21,773,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,284,000 | 4,155,000 | 5,926,000 | 6,887,000 |
| Income tax | 0 | 2,000 | 3,000 | 5,000 |
| Net income | 2,284,000 | 4,153,000 | 5,923,000 | 6,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,062,000 | 63,931,000 | 65,700,000 | 61,659,000 |
| Total capital | 67,970,000 | 69,834,000 | 71,603,000 | 68,239,000 |
| Risk-weighted assets | 473,204,000 | 494,455,000 | 528,391,000 | 545,278,000 |