Call reports 2021
AMERICAN FEDERAL BANK — 2021
What AMERICAN FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 668,376,000 | 669,298,000 | 684,095,000 | 684,318,000 |
| Total loans | 575,833,000 | 578,537,000 | 553,728,000 | 529,772,000 |
| Allowance for loan losses | 6,441,000 | 5,692,000 | 5,691,000 | 5,688,000 |
| Securities available for sale | 49,940,000 | 52,929,000 | 50,693,000 | 52,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,912,000 | 576,590,000 | 586,114,000 | 614,919,000 |
| Interest-bearing deposits | 448,770,000 | 459,329,000 | 462,225,000 | 481,005,000 |
| Noninterest-bearing deposits | 127,142,000 | 117,261,000 | 123,889,000 | 133,914,000 |
| Equity capital | 61,542,000 | 65,495,000 | 68,787,000 | 61,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,601,000 | 13,660,000 | 21,571,000 | 26,724,000 |
| Interest expense | 583,000 | 1,115,000 | 1,628,000 | 2,116,000 |
| Net interest income | 6,018,000 | 12,545,000 | 19,943,000 | 24,608,000 |
| Noninterest income | 1,143,000 | 2,323,000 | 3,353,000 | 4,298,000 |
| Noninterest expense | 4,593,000 | 9,460,000 | 14,594,000 | 19,495,000 |
| Provision for loan losses | 0 | -750,000 | -750,000 | -750,000 |
| Pretax income | 2,580,000 | 6,171,000 | 9,472,000 | 10,188,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 2,580,000 | 6,169,000 | 9,469,000 | 10,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,078,000 | 64,667,000 | 67,966,000 | 60,682,000 |
| Total capital | 66,732,000 | 70,359,000 | 73,657,000 | 66,362,000 |
| Risk-weighted assets | 451,568,000 | 460,457,000 | 465,661,000 | 454,418,000 |