Call reports 2019
AMERICAN FEDERAL BANK — 2019
What AMERICAN FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 608,076,000 | 615,743,000 | 634,058,000 | 628,546,000 |
| Total loans | 514,325,000 | 525,988,000 | 543,835,000 | 537,883,000 |
| Allowance for loan losses | 5,246,000 | 5,827,000 | 5,831,000 | 5,832,000 |
| Securities available for sale | 56,504,000 | 54,634,000 | 51,487,000 | 49,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,935,000 | 436,172,000 | 435,168,000 | 478,492,000 |
| Interest-bearing deposits | 365,708,000 | 357,969,000 | 353,094,000 | 369,540,000 |
| Noninterest-bearing deposits | 81,227,000 | 78,203,000 | 82,074,000 | 108,952,000 |
| Equity capital | 51,623,000 | 53,292,000 | 54,986,000 | 53,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,363,000 | 14,975,000 | 22,899,000 | 30,550,000 |
| Interest expense | 1,716,000 | 3,552,000 | 5,365,000 | 7,056,000 |
| Net interest income | 5,647,000 | 11,423,000 | 17,534,000 | 23,494,000 |
| Noninterest income | 666,000 | 1,523,000 | 2,379,000 | 3,244,000 |
| Noninterest expense | 4,379,000 | 8,954,000 | 13,496,000 | 18,163,000 |
| Provision for loan losses | 0 | 580,000 | 1,280,000 | 1,280,000 |
| Pretax income | 1,940,000 | 3,415,000 | 5,145,000 | 7,303,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 1,940,000 | 3,413,000 | 5,142,000 | 7,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,186,000 | 52,659,000 | 54,388,000 | 52,545,000 |
| Total capital | 56,432,000 | 58,360,000 | 60,219,000 | 58,338,000 |
| Risk-weighted assets | 443,601,000 | 456,010,000 | 472,429,000 | 463,420,000 |