Call reports 2016
AMERICAN FEDERAL BANK — 2016
What AMERICAN FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 541,811,000 | 552,991,000 | 554,909,000 | 536,907,000 |
| Total loans | 453,547,000 | 467,229,000 | 468,703,000 | 450,308,000 |
| Allowance for loan losses | 5,556,000 | 6,019,000 | 6,481,000 | 6,790,000 |
| Securities available for sale | 56,739,000 | 55,637,000 | 54,888,000 | 52,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,356,000 | 353,472,000 | 355,062,000 | 386,921,000 |
| Interest-bearing deposits | 292,496,000 | 293,411,000 | 292,696,000 | 305,410,000 |
| Noninterest-bearing deposits | 63,860,000 | 60,061,000 | 62,366,000 | 81,511,000 |
| Equity capital | 48,800,000 | 50,582,000 | 52,096,000 | 48,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,677,000 | 11,351,000 | 17,233,000 | 22,760,000 |
| Interest expense | 629,000 | 1,301,000 | 2,023,000 | 2,680,000 |
| Net interest income | 5,048,000 | 10,050,000 | 15,210,000 | 20,080,000 |
| Noninterest income | 766,000 | 1,468,000 | 2,588,000 | 3,413,000 |
| Noninterest expense | 3,912,000 | 7,720,000 | 11,727,000 | 15,584,000 |
| Provision for loan losses | 462,000 | 925,000 | 1,387,000 | 1,696,000 |
| Pretax income | 1,440,000 | 2,873,000 | 5,366,000 | 6,895,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 1,440,000 | 2,871,000 | 5,363,000 | 6,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,660,000 | 49,092,000 | 51,584,000 | 48,312,000 |
| Total capital | 52,442,000 | 53,993,000 | 56,511,000 | 53,053,000 |
| Risk-weighted assets | 381,803,000 | 390,994,000 | 392,612,000 | 377,309,000 |