Call reports 2014
AMERICAN FEDERAL BANK — 2014
What AMERICAN FEDERAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 458,152,000 | 469,304,000 | 481,995,000 | 490,173,000 |
| Total loans | 383,728,000 | 401,439,000 | 417,874,000 | 424,495,000 |
| Allowance for loan losses | 3,580,000 | 3,698,000 | 3,852,000 | 4,004,000 |
| Securities available for sale | 36,215,000 | 34,461,000 | 32,595,000 | 31,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,189,000 | 362,067,000 | 345,702,000 | 367,629,000 |
| Interest-bearing deposits | 324,926,000 | 304,698,000 | 286,918,000 | 292,842,000 |
| Noninterest-bearing deposits | 63,263,000 | 57,369,000 | 58,784,000 | 74,787,000 |
| Equity capital | 40,361,000 | 41,301,000 | 42,683,000 | 43,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,608,000 | 9,384,000 | 14,280,000 | 19,297,000 |
| Interest expense | 668,000 | 1,330,000 | 1,954,000 | 2,512,000 |
| Net interest income | 3,940,000 | 8,054,000 | 12,326,000 | 16,785,000 |
| Noninterest income | 699,000 | 1,661,000 | 2,521,000 | 3,309,000 |
| Noninterest expense | 3,836,000 | 7,502,000 | 11,223,000 | 15,179,000 |
| Provision for loan losses | 40,000 | 160,000 | 280,000 | 400,000 |
| Pretax income | 763,000 | 2,053,000 | 3,344,000 | 4,515,000 |
| Income tax | -1,000 | 1,000 | 2,000 | 3,000 |
| Net income | 764,000 | 2,052,000 | 3,342,000 | 4,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,121,000 | 40,108,000 | 41,393,000 | 42,564,000 |
| Total capital | 42,701,000 | 43,806,000 | 45,245,000 | 46,568,000 |
| Risk-weighted assets | 327,755,000 | 340,818,000 | 357,660,000 | 363,690,000 |