Call reports 2013
AMERICAN FEDERAL BANK — 2013
What AMERICAN FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 459,921,000 | 460,805,000 | 466,189,000 | 478,857,000 |
| Total loans | 369,433,000 | 379,435,000 | 393,588,000 | 402,336,000 |
| Allowance for loan losses | 3,316,000 | 3,457,000 | 3,462,000 | 3,470,000 |
| Securities available for sale | 44,520,000 | 42,247,000 | 39,702,000 | 38,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,482,000 | 389,015,000 | 370,817,000 | 393,473,000 |
| Interest-bearing deposits | 332,400,000 | 329,880,000 | 314,714,000 | 324,926,000 |
| Noninterest-bearing deposits | 58,082,000 | 59,135,000 | 56,103,000 | 68,547,000 |
| Equity capital | 38,450,000 | 38,605,000 | 39,527,000 | 39,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,631,000 | 9,273,000 | 14,001,000 | 18,880,000 |
| Interest expense | 838,000 | 1,661,000 | 2,472,000 | 3,227,000 |
| Net interest income | 3,793,000 | 7,612,000 | 11,529,000 | 15,653,000 |
| Noninterest income | 925,000 | 1,941,000 | 2,846,000 | 3,733,000 |
| Noninterest expense | 3,584,000 | 7,343,000 | 11,027,000 | 14,747,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 984,000 | 2,060,000 | 3,198,000 | 4,489,000 |
| Income tax | 37,000 | -67,000 | -66,000 | -64,000 |
| Net income | 947,000 | 2,127,000 | 3,264,000 | 4,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,973,000 | 36,945,000 | 38,073,000 | 38,357,000 |
| Total capital | 40,289,000 | 40,402,000 | 41,535,000 | 41,827,000 |
| Risk-weighted assets | 313,939,000 | 321,161,000 | 333,810,000 | 345,353,000 |