Call reports 2012
AMERICAN FEDERAL BANK — 2012
What AMERICAN FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 433,283,000 | 448,954,000 | 454,829,000 | 485,210,000 |
| Total loans | 348,198,000 | 367,585,000 | 375,730,000 | 393,883,000 |
| Allowance for loan losses | 3,346,000 | 3,373,000 | 3,384,000 | 3,143,000 |
| Securities available for sale | 51,369,000 | 50,082,000 | 48,962,000 | 46,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,861,000 | 364,421,000 | 370,666,000 | 391,594,000 |
| Interest-bearing deposits | 324,060,000 | 323,170,000 | 322,549,000 | 331,168,000 |
| Noninterest-bearing deposits | 43,801,000 | 41,251,000 | 48,117,000 | 60,426,000 |
| Equity capital | 34,460,000 | 36,405,000 | 36,124,000 | 37,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,756,000 | 10,178,000 | 15,287,000 | 20,363,000 |
| Interest expense | 996,000 | 1,959,000 | 2,911,000 | 3,836,000 |
| Net interest income | 3,760,000 | 8,219,000 | 12,376,000 | 16,527,000 |
| Noninterest income | 975,000 | 1,902,000 | 2,870,000 | 3,970,000 |
| Noninterest expense | 3,450,000 | 6,933,000 | 10,558,000 | 14,486,000 |
| Provision for loan losses | 0 | 25,000 | 135,000 | 340,000 |
| Pretax income | 1,285,000 | 3,163,000 | 4,553,000 | 5,671,000 |
| Income tax | 52,000 | 128,000 | 186,000 | 229,000 |
| Net income | 1,233,000 | 3,035,000 | 4,367,000 | 5,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,838,000 | 35,635,000 | 34,966,000 | 36,033,000 |
| Total capital | 37,184,000 | 39,008,000 | 38,350,000 | 39,176,000 |
| Risk-weighted assets | 289,033,000 | 305,816,000 | 312,607,000 | 333,587,000 |