Call reports 2012
MARINE BANK & TRUST COMPANY — 2012
What MARINE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 144,059,000 | 137,263,000 | 134,244,000 | 139,731,000 |
| Total loans | 98,290,000 | 97,175,000 | 98,760,000 | 97,966,000 |
| Allowance for loan losses | 3,437,000 | 3,569,000 | 3,462,000 | 2,551,000 |
| Securities available for sale | 11,357,000 | 12,860,000 | 15,521,000 | 14,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,430,000 | 128,815,000 | 125,851,000 | 131,592,000 |
| Interest-bearing deposits | 107,948,000 | 103,652,000 | 102,533,000 | 105,258,000 |
| Noninterest-bearing deposits | 24,483,000 | 25,163,000 | 23,318,000 | 26,333,000 |
| Equity capital | 11,086,000 | 8,104,000 | 8,018,000 | 7,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,782,000 | 4,113,000 | 5,459,000 |
| Interest expense | 217,000 | 398,000 | 566,000 | 723,000 |
| Net interest income | 1,216,000 | 2,384,000 | 3,547,000 | 4,736,000 |
| Noninterest income | -192,000 | -210,000 | -137,000 | -131,000 |
| Noninterest expense | 1,157,000 | 2,467,000 | 3,603,000 | 4,893,000 |
| Provision for loan losses | 350,000 | 610,000 | 885,000 | 965,000 |
| Pretax income | -483,000 | -903,000 | -1,078,000 | -1,253,000 |
| Income tax | -180,000 | 2,396,000 | 2,362,000 | 2,389,000 |
| Net income | -303,000 | -3,299,000 | -3,440,000 | -3,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,373,000 | 7,957,000 | 7,812,000 | 7,610,000 |
| Total capital | 9,651,000 | 9,198,000 | 9,036,000 | 8,804,000 |
| Risk-weighted assets | 100,068,000 | 96,972,000 | 95,649,000 | 94,231,000 |