Call reports 2010
MARINE BANK & TRUST COMPANY — 2010
What MARINE BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 155,902,000 | 152,659,000 | 146,643,000 | 144,835,000 |
| Total loans | 125,493,000 | 122,671,000 | 119,559,000 | 123,436,000 |
| Allowance for loan losses | 3,089,000 | 3,768,000 | 4,186,000 | 4,412,000 |
| Securities available for sale | 11,357,000 | 10,174,000 | 8,187,000 | 7,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,645,000 | 136,060,000 | 134,203,000 | 130,444,000 |
| Interest-bearing deposits | 116,403,000 | 115,374,000 | 115,160,000 | 109,326,000 |
| Noninterest-bearing deposits | 21,242,000 | 20,686,000 | 19,043,000 | 21,118,000 |
| Equity capital | 13,012,000 | 11,245,000 | 10,013,000 | 10,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,652,000 | 5,356,000 | 7,066,000 |
| Interest expense | 381,000 | 718,000 | 1,040,000 | 1,355,000 |
| Net interest income | 1,494,000 | 2,934,000 | 4,316,000 | 5,711,000 |
| Noninterest income | 58,000 | 143,000 | 217,000 | 288,000 |
| Noninterest expense | 1,094,000 | 2,948,000 | 4,213,000 | 5,578,000 |
| Provision for loan losses | 1,202,000 | 3,164,000 | 4,858,000 | 5,191,000 |
| Pretax income | -744,000 | -3,035,000 | -4,538,000 | -4,770,000 |
| Income tax | -280,000 | -720,000 | -1,035,000 | -1,341,000 |
| Net income | -464,000 | -2,315,000 | -3,503,000 | -3,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,772,000 | 9,773,000 | 8,228,000 | 8,687,000 |
| Total capital | 14,297,000 | 11,345,000 | 9,761,000 | 10,086,000 |
| Risk-weighted assets | 119,691,000 | 122,839,000 | 120,072,000 | 121,931,000 |