Call reports 2008
MARINE BANK & TRUST COMPANY — 2008
What MARINE BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 119,072,000 | 122,938,000 | 129,166,000 | 133,856,000 |
| Total loans | 98,785,000 | 102,894,000 | 109,347,000 | 114,977,000 |
| Allowance for loan losses | 1,444,000 | 1,510,000 | 1,575,000 | 1,836,000 |
| Securities available for sale | 10,354,000 | 9,804,000 | 9,483,000 | 9,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,575,000 | 103,374,000 | 113,912,000 | 117,126,000 |
| Interest-bearing deposits | 85,865,000 | 86,711,000 | 96,854,000 | 100,204,000 |
| Noninterest-bearing deposits | 14,710,000 | 16,663,000 | 17,058,000 | 16,923,000 |
| Equity capital | 9,284,000 | 9,164,000 | 9,952,000 | 10,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 3,750,000 | 5,617,000 | 7,549,000 |
| Interest expense | 944,000 | 1,780,000 | 2,594,000 | 3,352,000 |
| Net interest income | 959,000 | 1,970,000 | 3,023,000 | 4,197,000 |
| Noninterest income | 40,000 | 99,000 | 144,000 | 203,000 |
| Noninterest expense | 851,000 | 1,778,000 | 2,647,000 | 3,528,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 516,000 |
| Pretax income | 82,000 | 217,000 | 380,000 | 414,000 |
| Income tax | 33,000 | 85,000 | 149,000 | 163,000 |
| Net income | 49,000 | 132,000 | 231,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,247,000 | 9,329,000 | 9,968,000 | 10,377,000 |
| Total capital | 10,500,000 | 10,590,000 | 11,221,000 | 11,785,000 |
| Risk-weighted assets | 100,773,000 | 103,337,000 | 108,409,000 | 112,670,000 |