Call reports 2007
MARINE BANK & TRUST COMPANY — 2007
What MARINE BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 108,493,000 | 114,901,000 | 108,579,000 | 108,001,000 |
| Total loans | 88,334,000 | 86,794,000 | 87,319,000 | 90,330,000 |
| Allowance for loan losses | 1,317,000 | 1,383,000 | 1,305,000 | 1,378,000 |
| Securities available for sale | 10,883,000 | 10,497,000 | 10,461,000 | 10,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,070,000 | 105,606,000 | 99,124,000 | 95,610,000 |
| Interest-bearing deposits | 83,712,000 | 93,007,000 | 87,547,000 | 82,586,000 |
| Noninterest-bearing deposits | 15,358,000 | 12,599,000 | 11,577,000 | 13,024,000 |
| Equity capital | 9,078,000 | 8,992,000 | 9,125,000 | 9,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,729,000 | 5,668,000 | 7,530,000 |
| Interest expense | 930,000 | 1,963,000 | 3,025,000 | 3,992,000 |
| Net interest income | 831,000 | 1,766,000 | 2,643,000 | 3,538,000 |
| Noninterest income | 49,000 | 100,000 | 178,000 | 276,000 |
| Noninterest expense | 775,000 | 1,639,000 | 2,494,000 | 3,480,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 264,000 |
| Pretax income | 39,000 | 95,000 | 129,000 | 70,000 |
| Income tax | 17,000 | 41,000 | 57,000 | 40,000 |
| Net income | 22,000 | 54,000 | 72,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,393,000 | 8,147,000 | 8,237,000 | 8,267,000 |
| Total capital | 9,513,000 | 9,273,000 | 9,354,000 | 9,394,000 |
| Risk-weighted assets | 89,192,000 | 90,215,000 | 88,466,000 | 90,218,000 |