Call reports 2005
MARINE BANK & TRUST COMPANY — 2005
What MARINE BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 78,853,000 | 77,426,000 | 87,630,000 | 92,838,000 |
| Total loans | 53,604,000 | 53,955,000 | 64,935,000 | 69,149,000 |
| Allowance for loan losses | 752,000 | 758,000 | 1,119,000 | 1,119,000 |
| Securities available for sale | 14,700,000 | 14,466,000 | 14,107,000 | 13,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,309,000 | 68,242,000 | 78,561,000 | 84,046,000 |
| Interest-bearing deposits | 51,920,000 | 58,355,000 | 64,370,000 | 67,075,000 |
| Noninterest-bearing deposits | 14,389,000 | 9,887,000 | 14,191,000 | 16,971,000 |
| Equity capital | 8,375,000 | 8,472,000 | 8,561,000 | 8,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,891,000 | 3,017,000 | 4,344,000 |
| Interest expense | 314,000 | 669,000 | 1,102,000 | 1,616,000 |
| Net interest income | 580,000 | 1,222,000 | 1,915,000 | 2,728,000 |
| Noninterest income | 28,000 | 59,000 | 106,000 | 156,000 |
| Noninterest expense | 559,000 | 1,194,000 | 1,879,000 | 2,630,000 |
| Provision for loan losses | 4,000 | 10,000 | -36,000 | -36,000 |
| Pretax income | 45,000 | 77,000 | 178,000 | 290,000 |
| Income tax | 14,000 | 25,000 | 63,000 | 99,000 |
| Net income | 31,000 | 52,000 | 115,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,164,000 | 7,196,000 | 7,272,000 | 7,409,000 |
| Total capital | 7,873,000 | 7,917,000 | 8,080,000 | 8,217,000 |
| Risk-weighted assets | 56,929,000 | 57,669,000 | 64,426,000 | 68,809,000 |