Call reports 2004
MARINE BANK & TRUST COMPANY — 2004
What MARINE BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 68,827,000 | 63,079,000 | 63,826,000 | 71,083,000 |
| Total loans | 38,344,000 | 38,699,000 | 42,014,000 | 48,253,000 |
| Allowance for loan losses | 499,000 | 599,000 | 598,000 | 747,000 |
| Securities available for sale | 17,376,000 | 15,435,000 | 15,454,000 | 15,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,630,000 | 54,909,000 | 54,702,000 | 62,290,000 |
| Interest-bearing deposits | 50,532,000 | 43,909,000 | 46,607,000 | 49,968,000 |
| Noninterest-bearing deposits | 10,098,000 | 11,000,000 | 8,095,000 | 12,322,000 |
| Equity capital | 7,987,000 | 7,937,000 | 8,402,000 | 8,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,408,000 | 2,127,000 | 2,973,000 |
| Interest expense | 334,000 | 643,000 | 931,000 | 1,237,000 |
| Net interest income | 376,000 | 765,000 | 1,196,000 | 1,736,000 |
| Noninterest income | 35,000 | 69,000 | 103,000 | 129,000 |
| Noninterest expense | 555,000 | 1,143,000 | 1,581,000 | 2,099,000 |
| Provision for loan losses | 0 | 0 | 0 | -41,000 |
| Pretax income | -144,000 | -306,000 | -279,000 | -190,000 |
| Income tax | -45,000 | -106,000 | -96,000 | -68,000 |
| Net income | -99,000 | -200,000 | -183,000 | -122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,725,000 | 7,201,000 | 7,229,000 | 7,187,000 |
| Total capital | 7,224,000 | 7,738,000 | 7,808,000 | 7,849,000 |
| Risk-weighted assets | 44,718,000 | 42,975,000 | 46,183,000 | 52,886,000 |