Call reports 2003
MARINE BANK & TRUST COMPANY — 2003
What MARINE BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 73,081,000 | 63,371,000 | 63,001,000 | 65,857,000 |
| Total loans | 53,748,000 | 47,710,000 | 44,690,000 | 42,300,000 |
| Allowance for loan losses | 1,335,000 | 1,105,000 | 1,105,000 | 1,104,000 |
| Securities available for sale | 4,490,000 | 3,247,000 | 2,626,000 | 9,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,601,000 | 56,898,000 | 56,711,000 | 59,700,000 |
| Interest-bearing deposits | 52,103,000 | 48,230,000 | 49,003,000 | 49,415,000 |
| Noninterest-bearing deposits | 14,498,000 | 8,668,000 | 7,708,000 | 10,285,000 |
| Equity capital | 6,208,000 | 6,132,000 | 5,953,000 | 5,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,667,000 | 2,567,000 | 3,284,000 |
| Interest expense | 375,000 | 712,000 | 1,059,000 | 1,406,000 |
| Net interest income | 507,000 | 955,000 | 1,508,000 | 1,878,000 |
| Noninterest income | 174,000 | 321,000 | 355,000 | 385,000 |
| Noninterest expense | 670,000 | 1,308,000 | 2,033,000 | 2,786,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | -19,000 | -72,000 | -210,000 | -563,000 |
| Income tax | -6,000 | -8,000 | -11,000 | -204,000 |
| Net income | -13,000 | -64,000 | -199,000 | -359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,228,000 | 4,997,000 | 4,826,000 | 4,499,000 |
| Total capital | 5,969,000 | 5,645,000 | 5,439,000 | 5,087,000 |
| Risk-weighted assets | 58,683,000 | 51,390,000 | 48,571,000 | 46,422,000 |