Call reports 2002
MARINE BANK & TRUST COMPANY — 2002
What MARINE BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,724,000 | 76,647,000 | 72,440,000 | 73,585,000 |
| Total loans | 51,698,000 | 52,102,000 | 54,265,000 | 54,674,000 |
| Allowance for loan losses | 1,175,000 | 1,087,000 | 1,109,000 | 1,714,000 |
| Securities available for sale | 5,504,000 | 5,279,000 | 6,740,000 | 6,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,012,000 | 69,812,000 | 65,689,000 | 67,139,000 |
| Interest-bearing deposits | 57,221,000 | 58,632,000 | 56,451,000 | 54,927,000 |
| Noninterest-bearing deposits | 9,791,000 | 11,179,000 | 9,237,000 | 12,212,000 |
| Equity capital | 6,257,000 | 6,307,000 | 6,363,000 | 6,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,883,000 | 2,823,000 | 3,728,000 |
| Interest expense | 404,000 | 863,000 | 1,286,000 | 1,692,000 |
| Net interest income | 548,000 | 1,020,000 | 1,537,000 | 2,036,000 |
| Noninterest income | 179,000 | 357,000 | 548,000 | 694,000 |
| Noninterest expense | 670,000 | 1,339,000 | 2,012,000 | 2,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 605,000 |
| Pretax income | 69,000 | 50,000 | 85,000 | -485,000 |
| Income tax | 27,000 | 22,000 | 35,000 | -177,000 |
| Net income | 42,000 | 28,000 | 50,000 | -308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,499,000 | 5,517,000 | 5,573,000 | 5,031,000 |
| Total capital | 6,235,000 | 6,302,000 | 6,343,000 | 5,777,000 |
| Risk-weighted assets | 58,459,000 | 62,508,000 | 61,253,000 | 58,624,000 |