Call reports 2001
STATE BANK AND TRUST COMPANY — 2001
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 120,325,000 | 115,380,000 | 117,683,000 | 119,145,000 |
| Total loans | 81,280,000 | 83,730,000 | 86,748,000 | 83,739,000 |
| Allowance for loan losses | 1,060,000 | 1,187,000 | 1,213,000 | 955,000 |
| Securities available for sale | 2,499,000 | 0 | 2,346,000 | 4,447,000 |
| Securities held to maturity | 19,973,000 | 10,074,000 | 5,072,000 | 5,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,576,000 | 102,682,000 | 104,733,000 | 106,335,000 |
| Interest-bearing deposits | 71,679,000 | 59,713,000 | 58,875,000 | 61,442,000 |
| Noninterest-bearing deposits | 35,897,000 | 42,969,000 | 45,858,000 | 44,893,000 |
| Equity capital | 11,986,000 | 12,338,000 | 12,622,000 | 12,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,303,000 | 4,340,000 | 6,266,000 | 7,851,000 |
| Interest expense | 736,000 | 1,360,000 | 1,857,000 | 2,206,000 |
| Net interest income | 1,567,000 | 2,980,000 | 4,409,000 | 5,645,000 |
| Noninterest income | 231,000 | 471,000 | 716,000 | 967,000 |
| Noninterest expense | 1,141,000 | 2,145,000 | 3,326,000 | 4,555,000 |
| Provision for loan losses | 90,000 | 215,000 | 365,000 | 730,000 |
| Pretax income | 567,000 | 1,091,000 | 1,434,000 | 1,327,000 |
| Income tax | 188,000 | 360,000 | 470,000 | 427,000 |
| Net income | 379,000 | 731,000 | 964,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,986,000 | 12,338,000 | 12,571,000 | 12,507,000 |
| Total capital | 13,018,000 | 13,472,000 | 13,718,000 | 13,498,000 |
| Risk-weighted assets | 82,525,000 | 90,633,000 | 89,841,000 | 93,843,000 |