Call report 2025Q4
PEACH STATE BANK & TRUST — 2025Q4
The 22 measures PEACH STATE BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 786,088,000 | USD | evidence → |
| Total loans | 508,760,000 | USD | evidence → |
| Allowance for loan losses | 5,970,000 | USD | evidence → |
| Securities available for sale | 151,837,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 711,603,000 | USD | evidence → |
| Interest-bearing deposits | 518,910,000 | USD | evidence → |
| Noninterest-bearing deposits | 192,693,000 | USD | evidence → |
| Equity capital | 69,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,935,000 | USD | evidence → |
| Interest expense | 13,115,000 | USD | evidence → |
| Net interest income | 26,820,000 | USD | evidence → |
| Noninterest income | 2,141,000 | USD | evidence → |
| Noninterest expense | 15,657,000 | USD | evidence → |
| Provision for loan losses | 420,000 | USD | evidence → |
| Pretax income | 13,078,000 | USD | evidence → |
| Income tax | 2,991,000 | USD | evidence → |
| Net income | 10,087,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,004,000 | USD | evidence → |
| Total capital | 80,044,000 | USD | evidence → |
| Risk-weighted assets | 521,963,000 | USD | evidence → |