Call reports 2024
PEACH STATE BANK & TRUST — 2024
What PEACH STATE BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 758,622,000 | 779,347,000 | 777,843,000 | 743,492,000 |
| Total loans | 416,452,000 | 443,834,000 | 453,295,000 | 462,037,000 |
| Allowance for loan losses | 5,037,000 | 5,277,000 | 5,228,000 | 5,577,000 |
| Securities available for sale | 252,600,000 | 237,587,000 | 191,947,000 | 170,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,944,000 | 613,510,000 | 660,988,000 | 674,461,000 |
| Interest-bearing deposits | 395,024,000 | 407,093,000 | 451,617,000 | 469,475,000 |
| Noninterest-bearing deposits | 201,920,000 | 206,417,000 | 209,371,000 | 204,986,000 |
| Equity capital | 57,714,000 | 59,742,000 | 64,044,000 | 65,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,506,000 | 19,615,000 | 30,616,000 | 40,882,000 |
| Interest expense | 4,291,000 | 8,897,000 | 13,860,000 | 18,075,000 |
| Net interest income | 5,215,000 | 10,718,000 | 16,756,000 | 22,807,000 |
| Noninterest income | 447,000 | 883,000 | 1,527,000 | 2,016,000 |
| Noninterest expense | 3,480,000 | 7,252,000 | 11,079,000 | 14,835,000 |
| Provision for loan losses | 64,000 | 306,000 | 256,000 | 606,000 |
| Pretax income | 2,118,000 | 4,255,000 | 6,863,000 | 9,337,000 |
| Income tax | 544,000 | 1,086,000 | 1,775,000 | 1,589,000 |
| Net income | 1,574,000 | 3,169,000 | 5,088,000 | 7,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,972,000 | 68,576,000 | 70,503,000 | 73,170,000 |
| Total capital | 71,948,000 | 73,593,000 | 75,670,000 | 78,687,000 |
| Risk-weighted assets | 440,769,000 | 457,371,000 | 474,740,000 | 478,315,000 |