Call reports 2023
PEACH STATE BANK & TRUST — 2023
What PEACH STATE BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 616,448,000 | 646,132,000 | 678,468,000 | 712,635,000 |
| Total loans | 352,685,000 | 368,567,000 | 378,552,000 | 395,662,000 |
| Allowance for loan losses | 4,978,000 | 4,978,000 | 4,979,000 | 4,971,000 |
| Securities available for sale | 215,555,000 | 200,872,000 | 181,866,000 | 186,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,539,000 | 544,094,000 | 574,929,000 | 606,441,000 |
| Interest-bearing deposits | 337,659,000 | 339,154,000 | 372,415,000 | 382,281,000 |
| Noninterest-bearing deposits | 208,880,000 | 204,940,000 | 202,514,000 | 224,160,000 |
| Equity capital | 51,411,000 | 51,186,000 | 51,405,000 | 56,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,461,000 | 13,390,000 | 21,034,000 | 29,374,000 |
| Interest expense | 1,134,000 | 3,941,000 | 7,365,000 | 11,119,000 |
| Net interest income | 5,327,000 | 9,449,000 | 13,669,000 | 18,255,000 |
| Noninterest income | 388,000 | 785,000 | 1,237,000 | 1,636,000 |
| Noninterest expense | 3,335,000 | 6,308,000 | 9,494,000 | 13,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,380,000 | 3,926,000 | 5,412,000 | 6,819,000 |
| Income tax | 589,000 | 966,000 | 1,338,000 | 1,707,000 |
| Net income | 1,791,000 | 2,960,000 | 4,074,000 | 5,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,291,000 | 63,469,000 | 64,593,000 | 65,670,000 |
| Total capital | 67,113,000 | 68,463,000 | 69,709,000 | 70,925,000 |
| Risk-weighted assets | 385,075,000 | 399,042,000 | 408,897,000 | 420,314,000 |