Call reports 2022
PEACH STATE BANK & TRUST — 2022
What PEACH STATE BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 569,418,000 | 601,758,000 | 598,658,000 | 602,983,000 |
| Total loans | 327,402,000 | 330,549,000 | 326,598,000 | 345,079,000 |
| Allowance for loan losses | 3,971,000 | 3,962,000 | 3,968,000 | 3,976,000 |
| Securities available for sale | 163,257,000 | 202,797,000 | 213,230,000 | 210,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,262,000 | 557,099,000 | 548,687,000 | 550,995,000 |
| Interest-bearing deposits | 352,970,000 | 369,355,000 | 342,728,000 | 333,193,000 |
| Noninterest-bearing deposits | 171,292,000 | 187,744,000 | 205,959,000 | 217,802,000 |
| Equity capital | 42,738,000 | 41,613,000 | 46,325,000 | 49,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,252,000 | 9,015,000 | 14,439,000 | 20,503,000 |
| Interest expense | 179,000 | 396,000 | 705,000 | 1,200,000 |
| Net interest income | 4,073,000 | 8,619,000 | 13,734,000 | 19,303,000 |
| Noninterest income | 560,000 | 1,160,000 | 1,681,000 | 2,650,000 |
| Noninterest expense | 3,114,000 | 6,286,000 | 9,446,000 | 12,555,000 |
| Provision for loan losses | 248,000 | 248,000 | 248,000 | 248,000 |
| Pretax income | 1,271,000 | 3,245,000 | 5,721,000 | 9,150,000 |
| Income tax | 307,000 | 792,000 | 1,407,000 | 2,268,000 |
| Net income | 964,000 | 2,453,000 | 4,314,000 | 6,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,353,000 | 48,853,000 | 58,225,000 | 60,802,000 |
| Total capital | 51,324,000 | 52,815,000 | 62,193,000 | 64,778,000 |
| Risk-weighted assets | 346,396,000 | 357,304,000 | 355,450,000 | 370,350,000 |