Call reports 2021
PEACH STATE BANK & TRUST — 2021
What PEACH STATE BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 458,698,000 | 491,073,000 | 516,508,000 | 552,063,000 |
| Total loans | 275,093,000 | 295,831,000 | 307,881,000 | 326,378,000 |
| Allowance for loan losses | 3,050,000 | 3,258,000 | 3,480,000 | 3,721,000 |
| Securities available for sale | 101,014,000 | 111,645,000 | 119,213,000 | 133,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,361,000 | 443,642,000 | 468,763,000 | 503,443,000 |
| Interest-bearing deposits | 283,236,000 | 312,010,000 | 322,768,000 | 345,421,000 |
| Noninterest-bearing deposits | 122,125,000 | 131,632,000 | 145,995,000 | 158,022,000 |
| Equity capital | 44,052,000 | 45,114,000 | 45,702,000 | 45,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,627,000 | 7,431,000 | 11,285,000 | 15,338,000 |
| Interest expense | 204,000 | 381,000 | 552,000 | 730,000 |
| Net interest income | 3,423,000 | 7,050,000 | 10,733,000 | 14,608,000 |
| Noninterest income | 513,000 | 1,095,000 | 1,703,000 | 2,328,000 |
| Noninterest expense | 2,714,000 | 5,568,000 | 8,548,000 | 11,767,000 |
| Provision for loan losses | 285,000 | 517,000 | 749,000 | 981,000 |
| Pretax income | 953,000 | 2,076,000 | 3,155,000 | 4,204,000 |
| Income tax | 226,000 | 490,000 | 745,000 | 993,000 |
| Net income | 727,000 | 1,586,000 | 2,410,000 | 3,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,796,000 | 44,698,000 | 45,334,000 | 46,378,000 |
| Total capital | 46,846,000 | 47,956,000 | 48,814,000 | 50,099,000 |
| Risk-weighted assets | 269,905,000 | 291,755,000 | 317,968,000 | 335,301,000 |