Call reports 2020
PEACH STATE BANK & TRUST — 2020
What PEACH STATE BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 287,378,000 | 393,968,000 | 409,305,000 | 397,517,000 |
| Total loans | 200,194,000 | 240,081,000 | 248,804,000 | 254,285,000 |
| Allowance for loan losses | 2,245,000 | 2,576,000 | 2,640,000 | 2,803,000 |
| Securities available for sale | 61,468,000 | 79,752,000 | 76,370,000 | 98,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,387,000 | 325,430,000 | 339,813,000 | 346,309,000 |
| Interest-bearing deposits | 187,087,000 | 213,168,000 | 228,266,000 | 241,625,000 |
| Noninterest-bearing deposits | 68,300,000 | 112,262,000 | 111,547,000 | 104,684,000 |
| Equity capital | 30,049,000 | 31,200,000 | 31,973,000 | 32,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,090,000 | 7,017,000 | 10,212,000 | 13,717,000 |
| Interest expense | 434,000 | 684,000 | 964,000 | 1,208,000 |
| Net interest income | 2,656,000 | 6,333,000 | 9,248,000 | 12,509,000 |
| Noninterest income | 288,000 | 631,000 | 1,048,000 | 1,559,000 |
| Noninterest expense | 2,186,000 | 4,612,000 | 6,994,000 | 9,469,000 |
| Provision for loan losses | 64,000 | 425,000 | 521,000 | 717,000 |
| Pretax income | 694,000 | 1,927,000 | 2,792,000 | 3,893,000 |
| Income tax | 162,000 | 459,000 | 662,000 | 924,000 |
| Net income | 532,000 | 1,468,000 | 2,130,000 | 2,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,913,000 | 30,885,000 | 31,505,000 | 32,101,000 |
| Total capital | 32,158,000 | 33,461,000 | 34,145,000 | 34,904,000 |
| Risk-weighted assets | 208,889,000 | 215,645,000 | 229,599,000 | 246,298,000 |