Call reports 2018
PEACH STATE BANK & TRUST — 2018
What PEACH STATE BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 213,112,000 | 218,593,000 | 229,607,000 | 222,783,000 |
| Total loans | 159,800,000 | 169,977,000 | 171,263,000 | 174,795,000 |
| Allowance for loan losses | 1,935,000 | 1,986,000 | 2,060,000 | 2,148,000 |
| Securities available for sale | 30,163,000 | 29,390,000 | 29,742,000 | 30,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,350,000 | 191,548,000 | 201,214,000 | 195,560,000 |
| Interest-bearing deposits | 137,829,000 | 136,783,000 | 142,868,000 | 141,278,000 |
| Noninterest-bearing deposits | 49,521,000 | 54,765,000 | 58,346,000 | 54,282,000 |
| Equity capital | 21,119,000 | 21,269,000 | 21,691,000 | 22,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,866,000 | 7,470,000 | 10,187,000 |
| Interest expense | 206,000 | 423,000 | 653,000 | 902,000 |
| Net interest income | 2,134,000 | 4,443,000 | 6,817,000 | 9,285,000 |
| Noninterest income | 239,000 | 534,000 | 803,000 | 1,032,000 |
| Noninterest expense | 1,616,000 | 3,463,000 | 5,289,000 | 7,134,000 |
| Provision for loan losses | 90,000 | 178,000 | 306,000 | 415,000 |
| Pretax income | 667,000 | 1,336,000 | 2,006,000 | 2,749,000 |
| Income tax | 154,000 | 308,000 | 487,000 | 670,000 |
| Net income | 513,000 | 1,028,000 | 1,519,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,555,000 | 21,783,000 | 22,313,000 | 22,887,000 |
| Total capital | 23,490,000 | 23,769,000 | 24,373,000 | 25,035,000 |
| Risk-weighted assets | 159,909,000 | 166,886,000 | 167,717,000 | 172,225,000 |