Call reports 2017
PEACH STATE BANK & TRUST — 2017
What PEACH STATE BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 190,445,000 | 203,899,000 | 202,400,000 | 196,491,000 |
| Total loans | 126,757,000 | 140,764,000 | 143,716,000 | 150,477,000 |
| Allowance for loan losses | 1,661,000 | 1,669,000 | 1,746,000 | 1,845,000 |
| Securities available for sale | 34,096,000 | 33,490,000 | 32,532,000 | 31,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,764,000 | 182,197,000 | 180,647,000 | 172,680,000 |
| Interest-bearing deposits | 130,219,000 | 133,160,000 | 133,377,000 | 131,019,000 |
| Noninterest-bearing deposits | 38,545,000 | 49,037,000 | 47,270,000 | 41,661,000 |
| Equity capital | 16,733,000 | 17,017,000 | 17,342,000 | 20,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,859,000 | 5,992,000 | 8,220,000 |
| Interest expense | 198,000 | 404,000 | 609,000 | 816,000 |
| Net interest income | 1,630,000 | 3,455,000 | 5,383,000 | 7,404,000 |
| Noninterest income | 389,000 | 586,000 | 867,000 | 1,068,000 |
| Noninterest expense | 1,374,000 | 2,858,000 | 4,447,000 | 5,973,000 |
| Provision for loan losses | 100,000 | 150,000 | 235,000 | 385,000 |
| Pretax income | 545,000 | 1,033,000 | 1,568,000 | 2,110,000 |
| Income tax | 192,000 | 361,000 | 547,000 | 960,000 |
| Net income | 353,000 | 672,000 | 1,021,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,636,000 | 15,992,000 | 16,514,000 | 20,853,000 |
| Total capital | 17,256,000 | 17,661,000 | 18,260,000 | 22,698,000 |
| Risk-weighted assets | 129,112,000 | 135,592,000 | 140,880,000 | 149,087,000 |