Call reports 2013
FIRST STATE BANK OF MIAMI, TEXAS — 2013
What FIRST STATE BANK OF MIAMI, TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,685,000 | 41,940,000 | 39,382,000 | 37,878,000 |
| Total loans | 24,569,000 | 24,140,000 | 22,552,000 | 23,452,000 |
| Allowance for loan losses | 554,000 | 1,100,000 | 1,046,000 | 646,000 |
| Securities available for sale | 4,850,000 | 0 | 0 | 0 |
| Securities held to maturity | 579,000 | 569,000 | 569,000 | 569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,175,000 | 39,910,000 | 36,870,000 | 35,492,000 |
| Interest-bearing deposits | 25,514,000 | 26,705,000 | 24,890,000 | 23,590,000 |
| Noninterest-bearing deposits | 14,661,000 | 13,205,000 | 11,980,000 | 11,902,000 |
| Equity capital | 2,473,000 | 1,984,000 | 2,479,000 | 2,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 739,000 | 1,094,000 | 1,393,000 |
| Interest expense | 35,000 | 65,000 | 88,000 | 108,000 |
| Net interest income | 353,000 | 674,000 | 1,006,000 | 1,285,000 |
| Noninterest income | 42,000 | 80,000 | 123,000 | 156,000 |
| Noninterest expense | 538,000 | 935,000 | 1,367,000 | 1,854,000 |
| Provision for loan losses | 55,000 | 619,000 | 711,000 | 712,000 |
| Pretax income | -198,000 | -768,000 | -918,000 | -1,093,000 |
| Income tax | -61,000 | -217,000 | -262,000 | -324,000 |
| Net income | -137,000 | -551,000 | -656,000 | -769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,835,000 | 1,265,000 | 1,714,000 | 1,540,000 |
| Total capital | 2,139,000 | 1,564,000 | 1,990,000 | 1,807,000 |
| Risk-weighted assets | 24,287,000 | 23,094,000 | 21,345,000 | 21,095,000 |