Call reports 2007
FIRST STATE BANK OF MIAMI, TEXAS — 2007
What FIRST STATE BANK OF MIAMI, TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,020,000 | 27,605,000 | 26,535,000 | 30,723,000 |
| Total loans | 11,719,000 | 12,730,000 | 12,715,000 | 14,255,000 |
| Allowance for loan losses | 204,000 | 197,000 | 215,000 | 212,000 |
| Securities available for sale | 3,696,000 | 4,128,000 | 3,892,000 | 3,506,000 |
| Securities held to maturity | 2,476,000 | 2,566,000 | 3,366,000 | 3,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,316,000 | 24,861,000 | 23,722,000 | 27,875,000 |
| Interest-bearing deposits | 16,439,000 | 17,270,000 | 15,400,000 | 17,093,000 |
| Noninterest-bearing deposits | 8,877,000 | 7,591,000 | 8,322,000 | 10,782,000 |
| Equity capital | 2,664,000 | 2,679,000 | 2,735,000 | 2,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 806,000 | 1,241,000 | 1,708,000 |
| Interest expense | 115,000 | 218,000 | 330,000 | 444,000 |
| Net interest income | 281,000 | 588,000 | 911,000 | 1,264,000 |
| Noninterest income | 67,000 | 126,000 | 186,000 | 247,000 |
| Noninterest expense | 288,000 | 616,000 | 932,000 | 1,267,000 |
| Provision for loan losses | 50,000 | 53,000 | 53,000 | 57,000 |
| Pretax income | 10,000 | 45,000 | 112,000 | 187,000 |
| Income tax | 3,000 | 14,000 | 36,000 | 59,000 |
| Net income | 7,000 | 31,000 | 76,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,065,000 | 2,078,000 | 2,154,000 | 2,229,000 |
| Total capital | 2,065,000 | 2,275,000 | 2,342,000 | 2,441,000 |
| Risk-weighted assets | 14,434,000 | 15,277,000 | 15,013,000 | 16,875,000 |