Call reports 2006
FIRST STATE BANK OF MIAMI, TEXAS — 2006
What FIRST STATE BANK OF MIAMI, TEXAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,951,000 | 27,121,000 | 26,502,000 | 28,705,000 |
| Total loans | 12,706,000 | 12,894,000 | 12,891,000 | 12,071,000 |
| Allowance for loan losses | 253,000 | 253,000 | 251,000 | 201,000 |
| Securities available for sale | 1,634,000 | 807,000 | 2,783,000 | 3,049,000 |
| Securities held to maturity | 2,588,000 | 2,578,000 | 2,578,000 | 2,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,277,000 | 24,379,000 | 23,805,000 | 26,022,000 |
| Interest-bearing deposits | 17,897,000 | 16,741,000 | 16,429,000 | 17,445,000 |
| Noninterest-bearing deposits | 7,380,000 | 7,638,000 | 7,376,000 | 8,577,000 |
| Equity capital | 2,647,000 | 2,724,000 | 2,676,000 | 2,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 769,000 | 1,201,000 | 1,599,000 |
| Interest expense | 67,000 | 153,000 | 251,000 | 356,000 |
| Net interest income | 304,000 | 616,000 | 950,000 | 1,243,000 |
| Noninterest income | 51,000 | 135,000 | 231,000 | 304,000 |
| Noninterest expense | 297,000 | 579,000 | 829,000 | 1,111,000 |
| Provision for loan losses | 0 | 0 | 0 | 127,000 |
| Pretax income | 58,000 | 172,000 | 352,000 | 309,000 |
| Income tax | 20,000 | 57,000 | 118,000 | 109,000 |
| Net income | 38,000 | 115,000 | 234,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,919,000 | 2,033,000 | 2,100,000 | 2,056,000 |
| Total capital | 1,919,000 | 2,033,000 | 2,100,000 | 2,056,000 |
| Risk-weighted assets | 14,812,000 | 14,889,000 | 14,679,000 | 14,678,000 |