Call reports 2005

FIRST STATE BANK OF MIAMI, TEXAS — 2005

Name: FIRST STATE BANK OF MIAMI, TEXAS — FFIEC call report 2005
Creator: FIRST STATE BANK OF MIAMI, TEXAS

What FIRST STATE BANK OF MIAMI, TEXAS reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f64736ef-28de-4bb3-b73c-837bcec9971b/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	25,119,000	25,637,000	26,143,000	27,347,000
Total loans	13,611,000	13,857,000	14,143,000	13,481,000
Allowance for loan losses	433,000	343,000	286,000	242,000
Securities available for sale	3,337,000	2,970,000	2,587,000	1,955,000
Securities held to maturity	2,706,000	2,697,000	2,697,000	2,697,000
Trading assets	0	0	0	0
Total deposits	23,013,000	23,544,000	23,600,000	24,714,000
Interest-bearing deposits	17,906,000	17,829,000	17,744,000	17,237,000
Noninterest-bearing deposits	5,107,000	5,715,000	5,856,000	7,477,000
Equity capital	2,091,000	2,078,000	2,518,000	2,603,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	316,000	604,000	933,000	1,279,000
Interest expense	43,000	100,000	161,000	227,000
Net interest income	273,000	504,000	772,000	1,052,000
Noninterest income	34,000	75,000	117,000	152,000
Noninterest expense	294,000	601,000	919,000	1,213,000
Provision for loan losses	0	-50,000	-50,000	-102,000
Pretax income	13,000	28,000	20,000	93,000
Income tax	3,000	17,000	73,000	55,000
Net income	10,000	11,000	-53,000	38,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	1,359,000	1,329,000	1,786,000	1,849,000
Total capital	1,555,000	1,526,000	1,786,000	1,849,000
Risk-weighted assets	15,324,000	15,616,000	15,810,000	15,693,000