Call reports 2002
FIRST STATE BANK OF MIAMI, TEXAS — 2002
What FIRST STATE BANK OF MIAMI, TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,365,000 | 30,612,000 | 27,759,000 | 33,745,000 |
| Total loans | 14,487,000 | 15,734,000 | 16,353,000 | 16,504,000 |
| Allowance for loan losses | 262,000 | 283,000 | 301,000 | 320,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,331,000 | 6,131,000 | 4,603,000 | 9,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,703,000 | 28,120,000 | 25,335,000 | 31,416,000 |
| Interest-bearing deposits | 26,255,000 | 23,702,000 | 21,500,000 | 27,091,000 |
| Noninterest-bearing deposits | 4,448,000 | 4,418,000 | 3,835,000 | 4,325,000 |
| Equity capital | 2,600,000 | 2,461,000 | 2,402,000 | 2,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 760,000 | 1,151,000 | 1,540,000 |
| Interest expense | 128,000 | 244,000 | 340,000 | 426,000 |
| Net interest income | 257,000 | 516,000 | 811,000 | 1,114,000 |
| Noninterest income | 46,000 | 82,000 | 119,000 | 161,000 |
| Noninterest expense | 317,000 | 729,000 | 1,011,000 | 1,458,000 |
| Provision for loan losses | 0 | 40,000 | 87,000 | 132,000 |
| Pretax income | -14,000 | -171,000 | -168,000 | -315,000 |
| Income tax | 0 | -18,000 | 2,000 | -48,000 |
| Net income | -14,000 | -153,000 | -170,000 | -267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,955,000 | 1,816,000 | 1,757,000 | 1,660,000 |
| Total capital | 2,166,000 | 2,034,000 | 1,984,000 | 1,895,000 |
| Risk-weighted assets | 16,771,000 | 17,404,000 | 18,076,000 | 18,658,000 |